Conventional Loans

Conventional Loans:

Conventional loans are mortgage loans offered by non-government sponsored lenders such as Federal Housing Administration(FHA), Veterans Administration(VA), or U.S. Department of Agriculture(USDA).  Conventional loans still follow the guidelines set forth by government sponsored entities such as Fannie Mae or Freddie Mac.  These loan types include:

  • Fixed Rate Loans
  • Adjustable Rate Loans (ARMs)
  • Combination (Hybrid) Loans
  • Balloon Mortgages and Pledge Asset Loans
  • Jumbo / Construction Loans
  • Reverse Mortgage

Call and speak with a Loan Specialist today at 256-760-1591.

Other Loan Programs: FHA, USDA, AHFAVA